Underwriting Policy Strategist at Rosabon Financial Services Limited

Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Underwriting Policy Strategist

Location: Lagos
Employment Type: Full-time

Job Summary

  • Underwriting Policy Strategist will carefully monitor the underwriting unit’s policies and constantly define necessary policies, optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow
  • This opportunity is also responsible for effectively guiding every single intermediary step and decision in the underwriting activities, resulting ultimately, to a perfectly executed underwriting strategy.

Duties & Responsibilities

  • Develop strategies that can enable risk control.
  • Collaborate with strategic business leaders in designing and implementing strategic credit analysis policies, as well as driving same to ensure optimal performance.
  • Develop strategies to determine loan risk and customer behavioral trend.
  • Partner with business units and other stakeholders to develop credit strategies to meet business goals
  • Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
  • Keep abreast of latest analytical tools and techniques and use them to develop strategies
  • Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
  • Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
  • Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.

Requirements

  • B.Sc. in Finance, Accounting or any relevant field.
  • Have 2+ years of experience managing credit for unsecured lending portfolios
  • Highly analytical and love to analyze data to generate information
  • Excellent communicator to present and explain your proposes and reviewed policies to multiple internal stakeholders
  • In-depth knowledge of IFRS principles and changes.

Deadline: 24th November, 2022.

Method of Application
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the email.

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